Wednesday, December 15, 2010

I'm a millennial and you are too.

Facebook rules this year. And naturally it's creator does too.

Mark Zuckerberg is this year's TIME person of the year.

In the interview conducted by TIME's managing editor, Rick Stengel, Zuckerberg talks about Facebook's true goal.

Interestingly since this is the last year of the decade, Facebook and it's CEO have changed the way people interact. Personally, I check my Facebook (for new notifications or just to see what friends are up to) more often than I open a book.

I think that this is the way more people are too, millennials mostly. We have that natural tendency to browse Facebook more often than read a book or newspaper.

While this could have negative effects (mostly for homework and studying), there are also positive benefits. Facebook's news feed is in fact news. People what to see what their friends think ("What's on your mind?"), their preferences ("Like" button) and their communities of friends from all over come together in one central hub. Facebook is like a science on it's own...as pseudo as it can be.

Facebook has also changed the way this news is delievered. It's concise and straight to the point. People post their videos, pictures, status updates because they want to be known and they want to tell their friends.

In the interview, Zuckerberg shares that Facebook is all about connecting people with the people they want to connect to. He contiunously highlighted the fact that they serve as that medium.

He also said that Facebook doesn't take away from people's interactions. It just expands their social spheres, Zuckerberg said.

As Stengel was asking the questions that would require a deeper meaning, I felt like Zuckerberg wasn't getting it. Like he doesn't know how big of an affect Facebook is having on people, regardless of their generation. It's a way of life and it should be discussed in sociology books. Maybe I'll write one.

Saturday, October 23, 2010

Financial Aid: Student Loans

I wrote an article about student loans for my school's paper, The Banner, but there's much more to be said.

It's interesting to see that while many students don't like the idea of taking out loans, they are finding themselves more often than not of actually needing them to a large extent.

Loans can be dangerous if they're not taken seriously.

Several students, especially graduate students are taking the loans out for their personal use. They are able to receive a higher eligibility, but it seems that they are taking advantage. They need to remember that the loans will need to be paid back. Yes at a later time, but nevertheless eventually.

While loans and other financial aid information is hard to understand and fully grasp, it's possible. There are websites created especially for students.

Take for instance the nslds.ed.gov website. This is a website for students go to and see all the loans they have taken out in their entire college career. It'll detail the amount, the year, the type, the lender and the school.

Another website for students to learn about they loans they have taken out, or are currently thinking about, is studentloans.gov.

Because of Obama's healthcare reform bill, all schools in the US are required to process loans through the Dept. of Education.

This means all students will have Direct Loans as their lender.

You can read about repayment, which happens six months after graduation (or six months after you drop below half-time status). You can also read about loan consolidation, which is now recommended since most students will have more than one lender.

The Huffington Post's college section released an article about student loans and the states with the highest average amount of student debt. DC tops the list with students averaging $ 30,033 in loan monies.

Huff Post also has an article that the national student debt rose 6 percent from last year’s figure and now amounts to $ 24,000.

Introduction

I'm Monica. I'm a college student in So Cal and I am interested in a variety of things, peoples, cultures, music, faiths and characters.

And I blog.

This blog will be dedicated to a 4th year college student's perspective on national news, statewide news, local news and even hyperlocal news.

Read the headline, analyze the lede, continue for more.